Oaks Pawn Layaway Services
Oaks Pawn offers a 30-90 day layaway plan on any of the items in any of our stores. We require a deposit of 10% to initiate a layaway plan. Payments are due every 30 days. Failing to make a payment in each 30-day period may result in the cancellation of the layaway agreement, and we reserve the right to retain a restocking fee from any payments made.
We understand that you may change your mind after making the decision to layaway an item. A layaway deposit is eligible for refund within the 30 days immediately following the initiation of the layaway plan.
Payments may be made either in-store or over the phone with a credit card during store hours. Payments can be made 24/7 using the Mobile Pawn app available in the iStore and on Google Play. Please note, when credit card payments are made over the phone, both a photo ID and the credit card used must be presented when picking up the item.